Our agency has teamed up with Kent Wallbruch and Mass Mutual to offer both Long Term Care and Disability Insurance. We choose Mass Mutual for several reasons. It is a solid company financially. And they have been around for over 150 years. Now you may not need long term care for a long time. Don't you want to make sure that your insurance carrier will be aroung then too?
Long Term Care will help you pay your bills if you need care in a facility such as a nursing home. Typically this is for older people, but younger people end up there too, especially following a serious accident.
Long Term Care will also cover care that you receive at your home or adult day care.
There are several payment options including one where you can pay for ten years and never have to pay anything again.
Disabiltiy Insurance will pay you money if you can't work and lose your income. The odds of becoming disabled are higher than you think. Wouldn't you want to know that your family will be able to continue financially if you can't work and receive your paycheck?
Contact us to set up an appointment to discuss these very important insurance plans.
